Available Position (Company name withheld)

Data Scientist -- Consultant

Location: NY

Type: Contracted

Min. Experience: Experienced

PayPerks is a fintech startup in NYC that is looking for a Data Scientist to assist with a project on a consulting basis during the first half of 2019.  

Project Context

The PayPerks product educates and incentivizes people receiving government benefits on a prepaid card to change their behavior to benefit themselves (saving on fees, looking for a lower cost ATM, using their card more efficiently, etc.).  We have been a part of a large prepaid program with millions of cardholders since 2013 and have recently received a large amount of financial transaction data (~5 billion transactions) which will allow us to analyze the effectiveness of our platform to drive behavior change and to investigate the behaviors of this population for our purposes and on behalf of our clients.  What is particularly exciting is that this effort will be the first time anyone has ever looked at this data set in a comprehensive way.

Some specific things we will be looking at:

  • Did the information from one or more of our educational modules change behavior?
  • How did the launch of a new card feature change existing behavior?  Who adopted the feature? Where were the dollars being spent off the card before prior to this feature?  What else changed when this feature was rolled out?
  • What is the best way to segment cardholders?  How many different types of cardholder segments are there?  Do cardholders move between segments?
  • Are consumers paying unnecessary fees?  How does behavior change over time with respect to unnecessary fees?

The output from this project will be insight and analysis for client presentations, pricing and proposal creation, and product feature development.  We may also publish or showcase some of the work publicly.

Data Scientist Consulting Opportunity

We are looking for a data scientist consultant to help us with this project.

  • Activities: Analyze the information received, develop insights from the data, prove or disprove hypotheses, and synthesis results into written reports and presentations.  Clarify questions about data with clients.
  • Capabilities:  
    • Ability to do statistical analysis on large data sets, specifically financial transaction data and other time series data.
    • Experience with data cleansing and integrity checking, clustering and segmentation, hypothesis testing, machine learning techniques and algorithms.
    • Strong written communications and data visualization skills.
    • Ability to work both collaboratively and independently The consultant will be fully supported by our technical teams (product, engineering, and DevOps).  The consultant should have excellent written communication skills and be comfortable communicating with clients to clarify questions about the data.
    • Advanced SQL and Python. Experience with Redshift, PostgreSQL, and/or Looker a plus.
  • Location: NYC or remote. While our team is based in NYC, we do not require someone to work with us in our office full-time, although the ability to meet in person in NYC or travel to a client location on an occasional basis would be ideal.  
  • Time commitment: We are open to individuals with full-time or part-time availability.  The project is starting now, although we can be flexible if someone is free soon.  We are looking for someone who can work through April/May 2019, although this work will likely continue beyond that if there's interest.

Once our initial data work is complete, there may be opportunities to continue as we expand the project.  Additional near-term analysis goals include geolocation analysis of merchant and ATM locations, merchant data cleansing techniques, and investigating whether we can use the data to predict when certain educational messaging might be most valuable.

About PayPerks
PayPerks is a fintech founded in 2009 to help institutions better serve low- and moderate-income consumers. PayPerks offers an education, engagement, and behavior change SaaS platform that drives engagement, loyalty, awareness, and optimization of our institution partners' consumers while improving the consumers' financial capability, health and well-being. Our platform leverages a combination of visual education, gamification, and sweepstakes-based rewards to create solutions that can be PayPerks-branded or white-labeled, stand-alone or fully embedded.  PayPerks has amassed dozens of honors over the years from organizations ranging from the White House to the U.S. Department of Treasury to the Federal Reserve Bank.

To Apply
Submit an application through this system -- please include at least one of the following: resume, LinkedIn profile, link to your personal website.  We will discuss consulting rate and engagement structure. 


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